Matt Padgett of Keystone gives tips if you want to buy a home in 6 months.
Hi, I’m Matt Padgett with Keystone Mortgage. We get calls all the time from people saying, “I want to buy a home in six months, what are the things I can do in the next six months to make sure I’m in a good position to purchase a home?”
Well, I’d really say three things. Number one, you want to make sure your credit score is good and if not then come in, sit down and talk with us and let us put you on a path in getting your score to a place that you can get financed. The second thing I would say is to make sure you have a steady income. Whether this may be employment income or retirement income. Give us a call. We could talk about your specific type of income. And the third thing I would say is you start saving some money. It always looks good to have some reserves in the bank whether you’re going to put money down or even if you’re going for a 100% loan, it looks good to have some money in the bank.