The role of a mortgage broker is to find and secure a loan that matches your needs. There are many different loans available for many different people – the loan package that a mortgage broker secures will be unique to your needs. A mortgage broker brings professional knowledge and experience into the process of getting a loan on a home, making it into much less of a headache for you!
The independent mortgage broker operates under different rules than traditional loan brokers. Most traditional brokers, such as banks, can only offer you one type of loan. An independent mortgage broker has relationships with many different types of lenders. A mortgage broker’s number one priority is to get the borrower the best loan package possible, so your broker will negotiate with lenders for you in order to secure the optimum amount of money at the best interest rates.
Your broker will also handle all of the necessary paperwork you will need for the loan. All you will need to do is provide your broker with the appropriate documentation (pay stubs, W-2 forms, credit card statements, etc.). This will ultimately make the process of securing a loan faster and easier for you.
All in all, independent mortgage brokers are able to look at the many different loan options available and find the loan that suits you. They talk to lenders on your behalf and negotiate the best loan package and interest rate available. They fill out and process complicated and time-consuming paperwork. Brokers can make the process of buying a home much simpler.
At Keystone Mortgage, we’re known for providing the best mortgage experience to our customers.So what are you waiting for? Apply here now!
Call us today at 865-909-0211