Making Lives Better

Making Lives Better Hi, Matt Padgett with Keystone Mortgage. The same reasons that I started this company in 2006 are still valid today. I started this company in 2006 because when I was buying some residential investment property, I noticed that I wasn’t getting the service that I deserved. And, the people I was talking…

VA Loans Knoxville, TN

VA Loan Knoxville

Are you apply for a VA Loan in Knoxville, TN? Because his company helps so many veterans secure a VA Loan in Knoxville, Matt Padgett of Keystone Mortgage here in Knoxville, TN often gets asked how he can help veterans secure a VA loan and gets many questions about VA Appraisals. VA (Veterans Affairs) has what…

What Happens During the Appraisal and Closing Process?

After the inspection is completed on your new home and any issues are addressed, it’s time for the appraisal. Appraisal Approximately one week after your loan package has been submitted to underwriting, your loan officer will order an appraisal for the property.  Once the appraisal is completed, it takes around 4 business days to get…

What Should I Expect from an Inspection?

Once you and your realtor have found the home you want to buy, it is important to get the home inspected by a certified inspector. The inspector will make you aware of any potential problems with the property and tell you if any repairs or replacements need to be made. You will want to set…

What do I need to get preapproved?

In our last blog entry we explained the importance of starting the preapproval process three to six months before you plan on moving into your new home. Preapproval will provide you with an accurate snapshot of your financial status and will give you an estimate of your budget for your home. In the preapproval process,…

The Benefits of Refinancing

With the trend of record low mortgage rates lately, many more people are seriously considering refinancing their home. Refinancing is not for everyone, but there are big benefits for some people. For those in good financial standing, refinancing can be used to shorten the length of your mortgage and/or lower your monthly payment. Another good…