Market Update Hi, Matt Padgett with Keystone Mortgage. Hope you’re having a great week. Wanted to give you an update – a market update from the mortgage side. Mortgage rates for purchases are still really really low and we are still getting people in houses every single day. People are actually finding houses now which…
Back To Basics I’m Matt Padget with Keystone Mortgage. You know what’s so, I guess, funny about this time is most of us aren’t going out – we don’t have a lot to do. However, we’re finding it really hard to get stuff done at home. Let’s go back to kind of the playbook. The…
Uncertain Times Hi, I’m Matt Padgett with Keystone Mortgage. We’re obviously going through a time of major uncertainty and it’s very natural to have anxiety in times like this. I wanna let you know we are still doing home loans. We are still closing loans every single day – there have obviously been some more…
It’s A Great Time to Refinance Hi, I’m Matt Padgett with Keystone Mortgage. Hope you’re having a great week. I wanted to let everybody know out there that interest rates for mortgages are continuing to stay at levels that we haven’t seen in a couple of years. So, if you’re thinking about refinancing – now…
High Market-Low Interest Rates Hi, I’m Matt Padgett with Keystone Mortgage. The purchase market — the home buying market is still really strong. In addition to that what we’re seeing is interest rates have dropped and for those people who already have a mortgage, it’s a great time to get a lower rate. It’s a…
House Renting vs Owning Hi, I’m Matt Padgett with Keystone Mortgage. For all of you renters out there, it is a fabulous time to buy a house. It actually costs more to rent the same sized house than it would to buy it, in some cases hundreds of dollars a month. Interest rates are low,…
Matt Padgett of Keystone talks about the great time to refinance in this video. For details, give us a call at (865) 909-0211. Get that dream home now! Hi I’m Matt Padgett with Keystone Mortgage. When is the great time to refinance? In some of my previous videos I’ve talked about some how interest rates…
With the trend of record low mortgage rates lately, many more people are seriously considering refinancing their home. Refinancing is not for everyone, but there are big benefits for some people. For those in good financial standing, refinancing can be used to shorten the length of your mortgage and/or lower your monthly payment. Another good…
Many of our customers ask us, “what do you look at to determine if I qualify for a mortgage?”. Well, we actually look at three things. 1) Your credit history – have you built sufficient credit and developed a habit of paying on-time every month. 2) Your income – do you have sufficient monthly income…
If an open house is the equivalent of a test drive when shopping for a home, then a home inspection is like taking a look under the hood. Once you’ve found a home you’d like to purchase, you will need to sit down at the negotiating table. In your agreement with the sellers, one of…