12 Great Days in 2019

12 Great Days in 2019 Hi, I’m Matt Padgett with Keystone Mortgage. Happy New Year! I hope your start to 2019 has been wonderful. What I would like to do today is just challenge you for a second. We all have goals. We all have aspirations for the new year. What I would challenge you…

The Best Experience

Hi! I’m Matt Padgett with Keystone Mortgage. We’ve been talking a lot lately about client experience or the experience you have when you go somewhere. Whether that’s an experience in going to a restaurant or going on a vacation. Experience is much more than the food at a restaurant or the destination for a vacation.…

new year

Happy New Year!

Happy New Year Message! Hi, Matt Padget with Keystone Mortgage! Happy New Year! This is such a wonderful time of the year for rebirth and renewal. And, to get pumped about 2017 and the year ahead, please live with purpose and have focus. What we know here is, where focus goes, energy flows, so definitely…

What is Keystone Mortgage Insurance?

What is Keystone Mortgage Insurance?

What is Keystone Mortgage Insurance?   Hi, I’m Matt Padgett with Keystone Mortgage Insurance. A question we get asked often is, What is Mortgage Insurance? Well first of all, mortgage insurance is totally different than homeowners insurance. Homeowners insurance, you get through your insurance agent. Mortgage insurance, you actually are going to be paying on a…

What Happens During the Appraisal and Closing Process?

After the inspection is completed on your new home and any issues are addressed, it’s time for the appraisal. Appraisal Approximately one week after your loan package has been submitted to underwriting, your loan officer will order an appraisal for the property.  Once the appraisal is completed, it takes around 4 business days to get…

What Should I Expect from an Inspection?

Once you and your realtor have found the home you want to buy, it is important to get the home inspected by a certified inspector. The inspector will make you aware of any potential problems with the property and tell you if any repairs or replacements need to be made. You will want to set…