Mortgage Tips

 Mortgage Tips We’re seeing a trend here lately due to Covid-19 of people moving out of multi-family housing, whether it be apartments, condos, houses, townhouses into single-family housing. So if you are a first time home buyer, a veteran, or someone looking to move out of multi-family into single-family, we have many loan options…

Positive Attitude

Positive Attitude Hi, I’m Matt Padgett with Keystone Mortgage. I hope you’re doing really well. One of the things I’ve been thinking about and we’ve been talking about as a team is what are the most important things you can do that really triggers or affects everything else. We think it’s having a positive mental…

Mortgage Process

Mortgage Process Hi, I’m Matt Padgett with Keystone Mortgage. I just want to give you a short and sweet clear explanation of the mortgage process. From the time we pre-approve you and you find the home we’re going to send you the loan package. Our underwriters are going to look at all the documents you’ve…

What is Keystone Mortgage Insurance?

What is Keystone Mortgage Insurance?

What is Keystone Mortgage Insurance?   Hi, I’m Matt Padgett with Keystone Mortgage Insurance. A question we get asked often is, What is Mortgage Insurance? Well first of all, mortgage insurance is totally different than homeowners insurance. Homeowners insurance, you get through your insurance agent. Mortgage insurance, you actually are going to be paying on a…