High Market-Low Interest Rates Hi, I’m Matt Padgett with Keystone Mortgage. The purchase market — the home buying market is still really strong. In addition to that what we’re seeing is interest rates have dropped and for those people who already have a mortgage, it’s a great time to get a lower rate. It’s a…
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Learning Opportunities Hi, I’m Matt Padgett with Keystone Mortgage. Let’s quit beating ourselves up for every little mistake we make. I mean Abraham Lincoln lost six elections before he won. Albert Einstein said he failed ten thousand times before he succeeded and that’s why he succeeded. Let’s quit beating ourselves up for every little mistake…
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Mortgage Process Hi, I’m Matt Padgett with Keystone Mortgage. I just want to give you a short and sweet clear explanation of the mortgage process. From the time we pre-approve you and you find the home we’re going to send you the loan package. Our underwriters are going to look at all the documents you’ve…
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Purposeful Time Hi, I’m Matt Padgett with Keystone Mortgage. Hope you’re having a great week. As we come into the end of summer, spend some purposeful time with your family or friends. Know the reason that you’re spending time doing this whether it’s a meeting or whether you’re going to the park with your kids.…
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Meaningful Questions Hi, I’m Matt Padgett with Keystone Mortgage. Hope you’re having a great week. School starting back and our kids are gonna be going everyday and we’re gonna be picking them up and they’re gonna be coming home on the bus. As we know and we’ve talked about before, the quality of your questions…
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Happiness Hi, I’m Matt Padgett with Keystone Mortgage. Regardless of your background I think the purpose of life is to be happy. And I think if that is the purpose of our life and we want to be happy, we really need to start doing the things that make us happy and quit worrying about…
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Relationships Hi, I’m Matt Padgett with Keystone Mortgage. Hope you’re having a wonderful week. Something we’ve been talking about this week in the office is about relationships and what really is a relationship. We think a relationship is an exchange of value whether this be a spousal relationship or sibling or work relationship. The…
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Focus on the Target Hi, I’m Matt Padgett with Keystone Mortgage. Hope you’re having a great week. One of the things we talk about often is focus. I hear people say all the time that they want more, they want more something better but unless you know what the target is it’s hard to be…
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First-Time Homebuyer Loan Option Hi, I’m Matt Padgett with Keystone Mortgage. One thing we found that a lot of people don’t know is there’s a first-time homebuyers loan which only requires a 3% down payment. So, for those of you out there who haven’t owned a home in 3 years – that’s actually the criteria…
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Starting the Home Buying Process I hope you’re having a great week! Just wanted to give a couple of tips on when you’re searching for a home loan. When you think that you may be looking to buy in the next 3 to 6 months, even a little further out, give us a call. Let’s…
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