Matt Padgett of Keystone Mortgage in Knoxville, Tennessee can help you buy a house without down payment or less than the required 20%. Hi Matt Padgett with Keystone Mortgage, I get calls all the time from people who say ” I want to buy a house but I don’t have 20% down”. Well, I have good…
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Matt Padgett of Keystone Mortgage in Knoxville, Tennessee will explain to you the USDA Mortgage Loan Changes, don’t hesitate to give a call. Hi I’m Matt Padgett with Keystone Mortgage. USDA loans, they’re about to change starting October 1st. For any role development or USDA loans without a commitment byOctober 1st, what’s going to happen is…
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Matt Padgett of Keystone Mortgage in Knoxville, Tennessee is so grateful for you, his referral partners and clients. Something that I try to do every morning is to think of the things that I’m grateful for. I think its a really good practice and you know we all have to be grateful for. Something we…
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Matt Padgett of Keystone Mortgage in Knoxville, Tennessee offers great advice and says to not wait to get pre-approved. It is an extremely hot market in Knoxville and around the Knoxville area. Homes are not sitting on the market long. We’ve seen several of our customers lose homes that they were wanting to put offers on…
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Are you apply for a VA Loan in Knoxville, TN? Because his company helps so many veterans secure a VA Loan in Knoxville, Matt Padgett of Keystone Mortgage here in Knoxville, TN often gets asked how he can help veterans secure a VA loan and gets many questions about VA Appraisals. VA (Veterans Affairs) has what…
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Are you a part time employee getting a mortgage? Matt Padgett of Keystone Mortgage here in Knoxville, TN often gets asked how he can help a part time employee who is getting a mortgage. All you part-time workers out there, very important when it comes a mortgage with part time employment, we must have a two year…
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Hi I’m Matt Padgett with Keystone Mortgage in Knoxville, TN. The question, “What should you bring to your mortgage closing?” gets asked often. So today is your day of closing, what should you expect? You should expect to bring a cashier’s check to the closing if you have to bring money. It can also be…
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Matt Padgett of Keystone Mortgage in Knoxville, TN often gets asked about the process of resubmission of your loan file to underwriting. In this video he shares some key nuggets of information. So you’ve given us all of the additional information the underwriter has asked for. We’ve got your appraisal back. Now we going to…
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Matt Padgett with Keystone Mortgage answers the question, “What additional items would an underwriter want to see?” The underwriter may have additional items after you have been through underwriting, what kind of items should you expect that the underwriter will have questions on? Some of those items may be: updated bank statements updated pay stubs verified…
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Hi! I’m Matt Padgett from Keystone Mortgage here. So you’ve signed your loan package. You’ve given us all the documentation we need. Now what? What we’re gonna do is we’re gonna take all that information. We’re gonna stack it together. We’re gonna give it to our underwriter. Our underwriter is going to review this file. We…
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