If your question is not answered below, please contact us for your free consultation. We will be happy to help answer your questions.
The sooner, the better. We would love to speak with you, even if you think you may not be purchasing in the next year. This way we can explain the process to you, and give you any tips to put yourself in the best situation to purchase your dream home when the time comes.
A pre-approval means that we have taken an application, processed a credit check, and reviewed income and asset documentation. A pre-qualification means that we have taken an application and processed a credit check, but are basing the income and asset information from the applicant’s verbal verification.
Keystone offers Conventional, FHA, USDA, and VA loans. We also offer High Balance Conventional, Jumbo, and first time home buyer options. Please contact us for more information about specific programs, and which program is best suited for your family.