January 2023 Market Update from Keystone Mortgage on Vimeo. I wanted to give a quick market update now that it’s 2023 and some things have changed in the market over the last few weeks. After a relatively slow last couple of months of 2022 when rates were higher and people weren’t sure what was going…
Update On The Move By The Fed Hi. Matt Padgett with Keystone Mortgage. Hope you’re having a fabulous week. The Federal Reserve dropped the Feds Funds rate yesterday. This is the rate that banks lend to each other. This is the third time they have dropped this rate this year. It was already generally priced…
Quality Time With Family Hi, I’m Matt Padgett with Keystone Mortgage. Some of the most rewarding times in life are those times we spend with our family. Getting to know each other better just building that love. What I want to challenge you to do today is pick a couple of times over the next…
Hi Matt Padgett with Keystone Mortgage. If you had a short sell in the past, it’s not the end of the world. Short sells, we can overcome those. For VA loans it needs to be two years after the short sell. For conventional loans, four years after the short sell. And for FHA…
Matt Padgett with Keystone Mortgage answers the question, “What additional items would an underwriter want to see?” The underwriter may have additional items after you have been through underwriting, what kind of items should you expect that the underwriter will have questions on? Some of those items may be: updated bank statements updated pay stubs verified…
Taking out a home mortgage might be a bit of overpowering without a doubt. With a specific end goal to settle on the best choices, you ought to be instructed. The data that takes after can help guide you in the right heading when you are considering a home loan. When you are requisitioning a…