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Category: Keystone Mortgage Blog

Student Loan Debt

Matt Padgett April 20, 2015 No Comments

Do you have Student Loan Debt? Are you trying to get a conventional loan for your new house? I’m Matt Padgett with Keystone Mortgage. For all of you out there [...]

Earnest Money

Matt Padgett April 13, 2015 No Comments

What is Earnest Money? Hi, Matt Padgett with Keystone Mortgage here. Today, I want to talk about earnest money. Earnest money is good faith money you give when you’re making [...]

Ready to Sign a Contract on a House

Matt Padgett April 6, 2015 No Comments

Are you getting ready to sign a contract on a house and have a lot of questions? Hi, this is Matt from Keystone Mortgage. We’re getting a lot of people [...]

Interest Rates 2015

Matt Padgett March 25, 2015 No Comments

Hi, this is Matt Padgett with Keystone Mortgage. I’m getting a lot of questions likely about interest rates.Where are interest rates going? Are they going down or are they going [...]

Fear of Buying a Home

Matt Padgett March 15, 2015 No Comments

There can be a lot of fear when buying a home. We at Keystone Mortgage have found this to be a very common experience. The process in finding a home [...]

Matt Padgett, Mortgage Broker in Knoxville, TN often get’s asked, “What is upfront mortgage insurance?” You most typically find upfront mortgage insurance when you’re dealing with government loans. Whether it [...]

What Documents Do You Need to Pre-approve for a Mortgage?

Matt Padgett March 4, 2015 No Comments

Matt Padgett with Keystone Mortgage gets asked often, What documents do you need to pre-approve for a mortgage?” There are only four documents that are needed to pre-approve for a [...]

How Much of a Down Payment Do I Need?

Matt Padgett February 19, 2015 No Comments

A question I get all the time is, “How Much of a Down Payment Do I Need?” To answer how much of a down payment you will need, it depends [...]

What Does an Underwriter Look For on a Mortgage Loan?

Matt Padgett February 11, 2015 No Comments

People ask me, “What Does an Underwriter Look For on a Mortgage Loan?” There are three things: First of all they’re looking for income. They’re looking for consistent income that shows you [...]

How Do I Get Good Credit?

Matt Padgett February 5, 2015 No Comments

People often ask me “How do I get good credit?“ “Whether I’ve had bad credit in the past or I’ve had no credit, what’s the best way to ensure in [...]

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