Keystone Mortgage Ranks on Inc. 5000 List

Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Matt Padgett, founder of Keystone Mortgage was in the process of purchasing a residential investment property when he became increasingly aware in the lack of knowledge and good customer service the Knoxville community provided in the world of…

What Happens During the Appraisal and Closing Process?

After the inspection is completed on your new home and any issues are addressed, it’s time for the appraisal. Appraisal Approximately one week after your loan package has been submitted to underwriting, your loan officer will order an appraisal for the property.  Once the appraisal is completed, it takes around 4 business days to get…

What Should I Expect from an Inspection?

Once you and your realtor have found the home you want to buy, it is important to get the home inspected by a certified inspector. The inspector will make you aware of any potential problems with the property and tell you if any repairs or replacements need to be made. You will want to set…

What do I need to get preapproved?

In our last blog entry we explained the importance of starting the preapproval process three to six months before you plan on moving into your new home. Preapproval will provide you with an accurate snapshot of your financial status and will give you an estimate of your budget for your home. In the preapproval process,…

New Q&A Blog Series

Starting next week, we are beginning a weekly blog series that answers some of the most common questions about the mortgage process. We will address fundamental questions such as: When should I start looking to get preapproved?  How much down payment will I need?  What loan type is right for me?  Be sure to check…