Matt Padgett, President

Matt Padgett, President, Keystone Mortgage, Tennessee Matt is a Knoxville, TN., native and has been providing Tennessee families with home-financing since 2006. Upon graduating from Halls High School, he attended Troy University on a basketball scholarship. At Troy, he received his bachelor’s degree with a double major in accounting and business administration before earning his M.B.A.. After finishing school, Matt passed the CPA exam and went to work with PricewaterhouseCoopers (PwC), the largest professional services firm in the world. During his time with PwC, Matt learned the skills needed to provide clients “World-Class” service and how to grow a thriving business.  In 2006, inspired to offer Tennesseans a better mortgage experience, Matt started Keystone Mortgage, and he’s been providing Tennesseans with the best mortgage experience in the industry.

Connect with Matt on LinkedIn and Google+.


Paul Eldridge

Paul EldridgeOriginally from Boone, North Carolina, Paul attended Campbell University on a soccer scholarship. After receiving his bachelor’s degree in pharmaceutical sciences engineering, he pursued a career working for several industry-leading pharmaceutical and biopharmaceutical engineering companies, including Glaxo SmithKline and DuPont.  In 2012,  Paul moved back to Knoxville with his wife, Justine, and joined the Keystone team. Paul brings his results-driven approach and attention to detail from his experience in the pharmaceutical industry. Paul is known for his customer service and excellent communication.  He enjoys playing soccer, cooking, and spending time with his family.


Eric Nearing

Eric NearingEric Nearing is a native of Tennessee who has been privileged to visit, see and serve in varying parts of the world.  He speaks English, Spanish, Ketchuya & Aymara to varying degrees. He studied at UTK before serving a mission with his church in South America. Following his mission, he finished his Bachelor’s degree in Economics with a Minor in Business at BYU in 2010. Since his marriage in 2008, he and his wife have had two perfect children and moved 7 times.  They are happy to call East Tennessee home. With several years of sales and retail management he began his career with Keystone in 2012. He feels “privileged to be a part of a community and culture that encourages, nurtures and inspires the best in everybody and everything. Keystone Mortgage provides the best experience in the industry- period. Give us a call and let us show you how.”


Adam King

Adam King Adam King is a native Knoxvillian and a graduate of Maryville College.  Adam also holds a master’s degree from UTK.  Formerly a librarian and high school math and English teacher, Adam has brought to the mortgage industry his lifelong passion for serving others. He is always excited and humbled to assist in helping his clients with one of the largest purchases of their lives.  In his free time, Adam enjoys reading great writers, going to see live music, and finding and polishing rocks and minerals.