mortgage rates

Mortgage Rates Are Up!

Mortgage Rates Are Up! Hi, I’m Matt Padgett with Keystone Mortgage. Since the election a couple of weeks ago, we have seen mortgage rates inquiries somewhat substantially. This is to be expected anytime we have uncertainty. We also have the federal reserve coming out from their December meeting and people are thinking that they will…

Raising Your Credit Score

Raising Your Credit Score

Raising Your Credit Score Hi, I’m Matt Padgett with Keystone Mortgage. If you’ve had a bankruptcy in the past where you’ve missed a couple of payments, or have been late on a couple of payments or have a situation where your credit is preventing you from getting a mortgage at this time. Give us a…

What is Keystone Mortgage Insurance?

What is Keystone Mortgage Insurance?

What is Keystone Mortgage Insurance?   Hi, I’m Matt Padgett with Keystone Mortgage Insurance. A question we get asked often is, What is Mortgage Insurance? Well first of all, mortgage insurance is totally different than homeowners insurance. Homeowners insurance, you get through your insurance agent. Mortgage insurance, you actually are going to be paying on a…