Tag: tennessee

The Benefits of Refinancing

With the trend of record low mortgage rates lately, many more people are seriously considering refinancing their home. Refinancing is not for everyone, but there are big benefits for some [...]
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The Importance of Preapproval

In today’s housing market, a letter of preapproval from your mortgage loan officer is very important when shopping for your new home. Many sellers and seller’s agents will only take [...]
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The 20% Rule for Down Payments

A good down payment can save you money in the long run. The traditional rule of thumb has been 20% down on a house. Putting at least 20% down can [...]
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The Mortgaging Process Step by Step

The process of securing a mortgage for your new home is not as intimidating as it may seem. Though there are many things that happen behind the scenes, there is [...]
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Ways to Increase Your Down Payment

Saving for a down payment can be one of the biggest barriers to home ownership, and with lenders tightening credit over the past few years, a substantial down payment is [...]
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Tips for First-Time Home Buyers

This will be a great year for first-time homebuyers. With so many houses on the market, and mortgage rates so low, buyers can find great deals. Here are a couple [...]
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Researching a Mortgage Online

I read a statistic the other day that nearly 75 percent of consumers research products and services online before making a purchase. That got me thinking about researching mortgages online. [...]
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