Process Is Key Hi, I’m Matt Padgett with Keystone Mortgage. We’re challenging ourselves to finish this year in December to come up with a few goals in three different categories. We have family, we have work, and we have health and fitness. What we’re doing is we’re taking those goals and putting the actions. What…
Purposeful Time Hi, I’m Matt Padgett with Keystone Mortgage. Hope you’re having a great week. As we come into the end of summer, spend some purposeful time with your family or friends. Know the reason that you’re spending time doing this whether it’s a meeting or whether you’re going to the park with your kids.…
Making Lives Better Hi, Matt Padgett with Keystone Mortgage. The same reasons that I started this company in 2006 are still valid today. I started this company in 2006 because when I was buying some residential investment property, I noticed that I wasn’t getting the service that I deserved. And, the people I was talking…
Are you apply for a VA Loan in Knoxville, TN? Because his company helps so many veterans secure a VA Loan in Knoxville, Matt Padgett of Keystone Mortgage here in Knoxville, TN often gets asked how he can help veterans secure a VA loan and gets many questions about VA Appraisals. VA (Veterans Affairs) has what…
Applying and securing home loans is considered to be very important. You can cost yourself a large sum of money on the off chance that you don’t recognize what you are doing with home loans. Readthis article in full to look into the how to’s of a home loan. Early readiness for your home loan application…
After the inspection is completed on your new home and any issues are addressed, it’s time for the appraisal. Appraisal Approximately one week after your loan package has been submitted to underwriting, your loan officer will order an appraisal for the property. Once the appraisal is completed, it takes around 4 business days to get…
Once you and your realtor have found the home you want to buy, it is important to get the home inspected by a certified inspector. The inspector will make you aware of any potential problems with the property and tell you if any repairs or replacements need to be made. You will want to set…
In our last blog entry we explained the importance of starting the preapproval process three to six months before you plan on moving into your new home. Preapproval will provide you with an accurate snapshot of your financial status and will give you an estimate of your budget for your home. In the preapproval process,…
Preapproval is a crucial step in securing a mortgage for your new home. But when is the best time for you to get preapproved? Immediately! You should meet with a loan officer three to six months before you plan on moving. If you are looking to move quickly, talk to a loan officer as soon…
Buying a house is a complicated process that involves a large network of different agents. If you are buying a home for the first time, I strongly recommend seeking professional help through every stage of the process. A trusted professional provides experience and insight as well as a network of professional contacts that you might…