Matt Padgett of Keystone talks about the great time to refinance in this video. For details, give us a call at (865) 909-0211. Get that dream home now! Hi I’m Matt Padgett with Keystone Mortgage. When is the great time to refinance? In some of my previous videos I’ve talked about some how interest rates…
Many of our customers ask us, “what do you look at to determine if I qualify for a mortgage?”. Well, we actually look at three things. 1) Your credit history – have you built sufficient credit and developed a habit of paying on-time every month. 2) Your income – do you have sufficient monthly income…
If an open house is the equivalent of a test drive when shopping for a home, then a home inspection is like taking a look under the hood. Once you’ve found a home you’d like to purchase, you will need to sit down at the negotiating table. In your agreement with the sellers, one of…
Saving for a down payment can be one of the biggest barriers to home ownership, and with lenders tightening credit over the past few years, a substantial down payment is even more crucial to securing a home loan. However, that’s not to say you cannot secure financing without a large upfront investment. Many mortgage lenders…